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Accepted payment methods in RosterElf

Sean Wyse By Sean Wyse Updated 21 September 2026 3 min read
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Accepted payment methods in RosterElf

RosterElf processes all subscription payments securely through Stripe, a PCI DSS Level 1 certified payment platform. Depending on your location and invoice amount, several payment methods are available to choose from.

This article outlines every accepted payment method and any conditions that apply, including the eligibility requirements for BECS Direct Debit. To change your active payment method, see updating billing details in RosterElf. If you recently migrated from E-Way, see changing from E-Way to Stripe.

Accepted via Stripe VISA AMEX Pay Pay Link BECS Afterpay Klarna zip SEPA

1. Accepted payment methods

The following thirteen payment methods are currently enabled through Stripe for RosterElf subscriptions. One additional method — Alipay — is coming soon.

1.1 Cards

VISA AMEX
Card ✓ All regions No restrictions

Credit and debit cards are the primary payment method, available to all customers in all regions. Visa, Mastercard, and American Express are all accepted.

To add or update a card, go to Account Overview → Subscription Settings → Billing Info. See updating your payment method for step-by-step instructions.

1.2 Apple pay

Pay
Digital wallet ✓ All regions

Requirements: Safari browser on a compatible Apple device with Apple Pay configured.

1.3 Google pay

Pay
Digital wallet ✓ All regions

Requirements: Chrome browser on a compatible device with Google Pay configured.

1.5 BECS direct debit

BECS AU only
Bank debit Australia only $2,000 – $10,000 AUD

BECS (Bulk Electronic Clearing System) Direct Debit allows eligible Australian customers to pay directly from their bank account. This method applies only within a specific invoice amount range and is available to Australian bank accounts only.

Eligibility requirement

BECS Direct Debit is only available for invoices above $2,000 AUD and below $10,000 AUD. Invoices outside this range must be paid using a card (Visa, Mastercard, or Amex) or a digital wallet (Apple Pay, Google Pay, or Link). To view your invoices, see downloading invoices in RosterElf.

1.6 Afterpay / clearpay

Afterpay
Buy now, pay later AU · CA · NZ · UK · US

Afterpay lets you split your subscription payment into four interest-free fortnightly instalments. In the United Kingdom this service is branded as Clearpay — it is the same product with the same terms.

Requirements: Available at checkout when your billing address is in a supported region. No separate account setup required — Afterpay's approval process runs at checkout.

1.7 Klarna

Klarna
Buy now, pay later ✓ All regions

Klarna is a buy now, pay later service available to customers in all regions. It offers flexible payment options including pay in 4 interest-free instalments or pay in 30 days.

Requirements: Available at checkout automatically when Klarna is supported in your region. A Klarna account may be required depending on your country.

1.8 Zip

zip
Buy now, pay later AU · US

Zip allows you to buy now and pay later in flexible instalments. Available for customers in Australia and the United States.

Requirements: Available at checkout when your billing address is in Australia or the United States. A Zip account is required — you can create one during checkout.

1.9 SEPA direct debit

SEPA
Bank debit Europe €2,000 – €16,000

SEPA (Single Euro Payments Area) Direct Debit allows customers with a European bank account to pay directly from their account in euros. Available across the eurozone and wider SEPA region.

Eligibility requirement

SEPA Direct Debit is only available for invoices above €2,000 and below €16,000. Invoices outside this range must be paid using a card (Visa, Mastercard, or Amex) or a digital wallet (Apple Pay, Google Pay, or Link). You will need your IBAN to complete setup at checkout.

1.10 PayTo

PayTo
Real-time payments Australia

PayTo lets Australian customers authorise payments directly from their bank account in real time, using a PayID or BSB and account number. The agreement is approved once in your banking app and then reused for future invoices.

1.11 Alipay

Alipay
Digital wallet China

Alipay customers can pay using their Alipay balance or a linked bank account. The payment is confirmed in the Alipay app at checkout.

1.12 Bacs direct debit

BACS
Bank debit Europe

Bacs Direct Debit allows customers with a UK bank account to pay in pounds directly from that account. Setup requires your sort code and account number.

1.13 Pay by bank

Pay by Bank
Real-time payments Finland, United Kingdom

Pay by Bank sends you to your own online banking to approve the payment directly, with no card involved.

2. Coming soon

The following payment method is being enabled and is not yet available at checkout.

Cartes Bancaires

Coming soon
Card France

Cartes Bancaires is the French domestic card network. Once enabled, French customers will be able to pay with a CB card at checkout. French Visa and Mastercard cards are already accepted today.

3. Summary

Payment method Type Available in Conditions
Cards (Visa, MC, Amex) Card All regions None
Apple Pay Digital wallet All regions Safari + Apple device
Google Pay Digital wallet All regions Chrome + compatible device
Link Digital wallet All regions Automatic at checkout
BECS Direct Debit Bank debit AU only $2,000 – $10,000 AUD
Afterpay / Clearpay Buy now, pay later AU, CA, NZ, UK, US Called Clearpay in UK
Klarna Buy now, pay later All regions None
Zip Buy now, pay later AU, US Zip account required
SEPA Direct Debit Bank debit Europe €2,000 – €16,000
Alipay Digital wallet China Alipay account required
PayTo Real-time payments Australia Approved once in your banking app
Bacs Direct Debit Bank debit Europe UK bank account
Pay by Bank Real-time payments Finland, UK Approved in your online banking

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Frequently asked questions

1. What payment methods does RosterElf accept?

RosterElf accepts credit and debit cards (Visa, Mastercard, American Express), Apple Pay, Google Pay, Link (Stripe digital wallet), BECS Direct Debit for eligible Australian invoices, SEPA Direct Debit for European customers, and buy now pay later via Afterpay/Clearpay, Klarna, and Zip. All payments are processed securely through Stripe.

2. Can I pay with SEPA Direct Debit?

Yes — SEPA Direct Debit is available for customers with a bank account in a SEPA-participating European country, for invoices between €2,000 and €16,000. You will need your IBAN to complete setup at checkout. Invoices outside this range must be paid by card or digital wallet.

3. Can I pay for RosterElf with Afterpay, Klarna, or Zip?

Yes — Afterpay/Clearpay, Klarna, and Zip are all enabled as buy now, pay later options through Stripe. Afterpay/Clearpay is available in Australia, Canada, New Zealand, the United Kingdom, and the United States. Klarna is available in all regions. Zip is available in Australia and the United States. These options will appear at checkout when your region is supported.

4. What is the difference between Afterpay and Clearpay?

Afterpay and Clearpay are the same product under different names. It is called Afterpay in Australia, Canada, New Zealand, and the United States, and Clearpay in the United Kingdom. Both allow you to split your payment into four interest-free instalments.

5. Can I pay with direct debit in RosterElf?

Yes, BECS Direct Debit (AU) is available for Australian customers on invoices between $2,000 AUD and $10,000 AUD. Invoices outside this range must be paid using a card or digital wallet method.

6. Is BECS Direct Debit available for all invoices?

No. BECS Direct Debit is only available for invoices above $2,000 AUD and below $10,000 AUD. It is also only available for Australian bank accounts.

7. Does RosterElf accept American Express?

Yes, American Express cards are accepted along with Visa and Mastercard through the Stripe payment portal.

8. Can I use Apple Pay or Google Pay to pay for RosterElf?

Yes, Apple Pay and Google Pay are both enabled as digital wallet options. These are available when paying through a supported browser on a compatible device.

9. What is Link by Stripe?

Link is Stripe's digital wallet that saves your payment details for faster checkout. When you pay through Stripe, you may be offered the option to save your details with Link for quicker future payments.

10. Is my payment information secure?

Yes. RosterElf uses Stripe to process all payments. Stripe is PCI DSS Level 1 certified — the highest level of certification available in the payments industry. RosterElf does not store your card details directly.

11. Can I pay with PayPal or bank transfer?

RosterElf does not currently accept PayPal or manual bank transfers. All payments are processed through Stripe using the methods listed in this article.

12. How do I update my payment method?

You can update your payment method at any time through Account Overview → Subscription Settings → Billing Info. See the updating billing details article for step-by-step instructions.

Still need help?

Our Australian-based support team is here to assist you.